Last year, small businesses made capital investment decisions over "whether an expiring tax provision, Sec. 179—which allowed for $500,000 of accelerated depreciation for equipment purchases—would be continued, or whether a scaled-down version with a much lower threshold of $25,000 would take its place," according to...
Though winter is still upon us, builders are betting on a strong spring with speculative, or ‘spec’ homes. The construction of such homes is already underway with home builders getting a head start. Speculative homes are homes built without a buyer in place. The advantage...
At Capstone, the holidays are a time for us to reflect on the past year and look to the future. 2014 has been a milestone year for us for all that has been strived for and attained. We achieve what we seek and couldn't be happier...
This week, the Federal Reserve indicated that interest rates will be raised next year. In a statement issued from the policy meeting, the Federal Reserve said monetary policy will be "normalized." Since 2008, rates have hovered near zero, with the Federal Reserve offering consistent assurances that...
Recent data suggests that significant roadblocks could arise in the near future that would challenge those wishing to become homeowners. The data collected was made public under the Home Mortgage Disclosure Act (HMDA). From this information, we can gather that African American homebuyers represent 4.8%...
Case Study Wrist Watch Company: Trade Financing & Factoring COMPANY CHALLENGES In addition to struggling with collections, bad debt and a lack of working capital, this company also operated below breakeven. Their debt exceeded the value of A/R and they were placed on cash-in-advance terms with vendors....
COMPANY CHALLENGES Following the devastating effects of Hurricane Sandy, the company experienced a market-demand extension of payment terms. As a result of the slowdown in cash flow there was a delay in payment to suppliers, missed bid opportunities, and the company couldn’t fund payroll or meet...
COMPANY CHALLENGES Because of the financial crisis, this company experienced hangover effects, including an increase in delayed payments from General Contractors, a lack of working capital to buy supplies and pay vendors, missed bid opportunities and more. The growth was outpacing cash flow and larger payroll...