Factoring companies play a key role in providing working capital solutions to small businesses and businesses that don’t meet traditional lenders’ credit requirements. However, it’s essential to recognize that not all factoring companies are the same. Their specialization, industry focus, and financial product offerings can significantly impact the experience for clients. Understanding Invoice Factoring With …

Industry-Specific Expertise: Why Factoring Companies Choose to Specialize Read More »

For business owners, prompt customer payments are the cornerstone of your company’s financial health and are crucial for ensuring steady cash flow. These payments are essential in supporting your company’s working capital so unpaid invoices can represent a significant hurdle and challenge to the vitality of the business. Many businesses find themselves without the necessary …

Strategies for A/R Management to Generate Cash Flow and Reduce Past Due Accounts Read More »

Many small businesses rely on invoice factoring to accelerate cash flow to make payroll, pay operating expenses, purchase materials and inventory to fill orders, and fuel business growth. With invoice factoring, you don’t need to wait 60+ days to be paid. You can sell your invoices at a discount – a single invoice or all …

Recording a Factoring Transaction: Accounting Best Practices Read More »

March is Women’s History Month, a time to honor the achievements and contributions of women in various fields and aspects of society. This year, we recognize and celebrate one of our own women leaders: our Controller, Mildred Rosado. Mildred joined Capstone in 2007 and currently manages the Accounting Department. Her responsibilities encompass a wide range …

Celebrating Women’s History Month: A Spotlight on Our Controller Read More »

Accounts Payable is not usually the first thing that business owners think of when they review working capital needs. They usually focus on inventory and accounts receivable, because these are assets they will need to fund either with cash flow from operations, cash from borrowing, or cash from alternative forms of funding such as invoice …

How to Optimize Your Accounts Payable and Working Capital Read More »