Small and medium-sized businesses turn to invoice factoring as a way to manage their cash flow. The ability to obtain immediate cash, instead of waiting 60+ days for their customer to pay an invoice helps business owners fund operations, pay employees, purchase materials and supplies, and also grow their business faster. Often times, the related …
Businesses, large and small, will face cash flow problems at one point or another within their supply chains. Sufficient financing options for these businesses are increasingly difficult to come by as supply chains continue to become increasingly complex and evolve in the wake of tighter lending practices, high interest rates, and a volatile economy. One …
Cash flow is the lifeblood for any business. It is needed to sustain operations, meet financial obligations, pay employees, maintain adequate inventory levels, and enable growth. Generally, revenues and profits will not coincide with cash inflows and outflows meaning that a business can be profitable; however, without sufficient cash flow, it may not survive. It …
How to Perform a Cash Flow Analysis for Your Business Read More »
The uncertainties facing small and medium-sized businesses – difficulty in obtaining loans, rising interest rates, and high rates of inflation, to name a few – have created many situations where businesses need to consider alternative forms of business funding, such as invoice factoring, to fund their working capital needs. The challenge for factoring brokers is …
How Factoring Brokers Can Identify and Connect with Prospective Clients Read More »
Ensuring sufficient funding is in place to cover payroll and operating expenses is perhaps the most important task for a business owner. No matter the type of business or industry, payroll funding problems must be avoided, and the best way to do this is to find a source of funding that can provide the right …
Successful factoring brokers and ISOs who understand the importance of prequalification and the deal submission process for invoice factoring get more deals approved faster and with fewer problems. They develop a strong working relationship with the factoring companies they deal with and build a solid, growing book of business. Prequalifying the Prospective Client The most …
Planning for Success: The Importance of Prequalification and the Deal Submission Process Read More »
When applying for business funding, you’ll need to provide supporting documentation as part of the application and due diligence process no matter the type of financing. One item lenders and alternative funding sources, such as factoring companies, will request is your company bank statements. Bank statements play an important role if you are looking to …
Why Factor Companies Will Request Bank Statements From Their Clients Read More »
The recent bank failures, finance regulations, and an ever-changing economic climate are impacting lending practices all across the country. Lending from U.S. banks and other traditional financial institutions has contracted significantly indicating a tightening of lending standards. This has resulted in more bank turn-downs and loan workouts leaving many small to medium-sized businesses in distress …
The Big Picture: Bank Workouts and Opportunities Created by Bank Failures Read More »
When using invoice factoring, you sell and assign the rights, title, and interest in your accounts receivable to a factoring company. The rights you assign include the right to receive payment for the accounts receivable. A Notice of Assignment is a document that is used to notify your customers that you have sold accounts receivable …
The Role of a Notice of Assignment in Invoice Factoring Read More »
If you are a Financial Broker or ISO, you may have encountered some business owners who are uncomfortable with the idea of factoring their invoices. Helping prospective clients better understand the concept and clearing up misconceptions is important to help them decide if factoring is the right decision for their company. The following are a …
Common Objections to Invoice Factoring and Responses to Overcome Them Read More »
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