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Women’s History Month Spotlight – Ruth Abady, CPA

To commemorate Women’s History Month this year, Capstone is pleased to highlight an amazing woman’s contributions and innovative leadership success. This year, we recognize and honor Ruth Abady, Chief Financial Officer for Capstone.  Ruth possesses strong leadership skills and problem solving capabilities. She has been a critical member of our team and has supervised the …

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Construction Industry Overview for 2023: Navigating the Challenges and Uncertainty

The U.S. engineering and construction (E&C) industry had strong results in 2021, with construction spending growing by 8%. Robust construction spending carried over into 2022 and was bolstered by passage of the Infrastructure Investment and Jobs Act and the CHIPS and Science Act (CSA) of 2022. The CSA provides $52.7 billion in funding for American …

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How New State Disclosure Regulations Negatively Affect Funding Options for Your Clients

The New Year ushered in the implementation of newly inked commercial finance disclosure regulations (“CFDR”) in New York, Utah, and California. At least nine states across the country have, or are considering, consumer-style disclosure requirements in the form of disclosure bills, disclosure laws, and disclosure regulations.  The New York State Department of Financial Services announced …

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Broker Resources: Getting the Most for Your Minority-Owned Business Clients

If you have a client that is a minority-owned small business, you may have learned the hard way that equal opportunity may not always apply to ease of access for business funding options. Minority-owned small businesses, also known as Minority Business Enterprises (MBEs), grew by 79% between 2007 and 2017, to approximately 11.1 million businesses, …

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The Impact of Fintech on Financial Brokers

If you are a financial broker or ISO, fintech has undoubtedly shaped your brokerage’s business practices as more financial service providers incorporate new technologies to alter how they interact with clients as well as originate and fund transactions. In this article, we’ll discuss what fintech is, where it is headed with new technology and applications, …

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Strategies to Get Customers/Clients to Pay Invoices Faster

Do you want to improve your invoice collection process and get paid quicker? Small and medium-sized businesses depend on prompt payment from their customers/clients to support their working capital and cash flow needs.  They oftentimes lack the proper tools to effectively manage their accounts receivable which makes collecting on outstanding invoices difficult. If your business …

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