As part of the 2010 Dodd-Frank regulatory scheme, banks are required to submit an annual “living will” detailing, among other things, the bank’s operations and exposures, in addition to a plan of how the bank could be dismantled without relying on tax payer funded support in the event they reach a point of potential failure …
Banks have come under intense scrutiny in recent years following the financial crisis that began in 2007. The regulatory pressure doesn’t seem to be letting up anytime soon as regulators attempt to reign in banks designated as “systemically important.” According to regulators, systemically important banks are those which report assets of more than $50 …
The Bureau of Economic Analysis released an advanced estimate of the United States GDP for the second quarter earlier today. After what many would have designated as a weak first quarter, the US economy gained some momentum in the second quarter and came in stronger than anticipated. The report showed the GDP increasing at a …
5 Items to Look Out for When the GDP is Announced Read More »
Technology has always had a way of dramatically changing an industry. The banking industry is no exception. According to experts, technology, globalization and demographics will be the catalyst that will drive changes in banking over the next 100 years. Competition in Consumer Banking Traditional consumer banking will come under intense pressure in the future …
In a recent report issued by the Office of the Comptroller of the Currency (OCC), certain areas of concern were highlighted which identified where banks took on more risk in pursuit of profits: high-yield loans issued to more speculative borrowers and indirect auto loans issued by banks to through car dealerships. Similarly, banks are also …
Banks Ease Lending Standards Regardless of Regulations Read More »
Is your company keeping pace with new innovation and technology? If the answer is no, it is likely your company will not last very long. In order to survive in a digital society, companies must embrace and keep pace with changes in innovation and technology. According to some experts, keeping pace with change means testing …
The 4th of July is dedicated to honoring our great nation and taking the time to appreciate and celebrate our independence and freedom. Thanks to all of our loyal customers and partners, we continually work together to help this country thrive. Together we build, fund and grow better businesses that benefit our economy and our country …
Capstone Wishes You a Safe and Happy 4th of July! Read More »
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