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Market Woes Affecting Online Lenders - Capstone

Market Woes Affecting Online Lenders

11:54 08 January in Blog by Capstone

There’s a great deal of uncertainty in the market right now. The Fed has already increased their target short-term rate from 0.25% to 0.5%, and they’re planning on increasing it incrementally throughout 2016. In recent years, online platforms like LendingClub Corp. and Prosper Marketplace, Inc....

Construction Loans on the Rise Says FDIC

04:57 19 September in Blog by Capstone

According to recently released figures by the FDIC, outstanding construction loans for both residential and commercial projects increased to $223.2 billion in the second quarter. That is a 4% increase over the first quarter. According to economists, the increase is due to the fact that lenders...

Recovery is Slow for Small Business Lending

17:46 21 August in Blog by Capstone

While the economy slogs along at a snail’s pace and businesses of all sizes continue to persevere, banks remain steadfast in reigning back loans for small businesses.  Even though loans to small businesses were up 1% from last September, they are still 18% less than...

Fed Up or Fed Down?

19:37 08 May in Blog by Capstone

On May 7, 2014, Fed Chairwoman, Janet Yellen, testified before Congress and provided information on a host of issues relevant to all of our businesses.   Ms. Yellen found that business is rebounding at a fast pace and making up for the loss of business in the...

It’s the Economy, Stupid?

19:47 23 January in Blog by Capstone

Everyday, depending on what consumers or employers are doing, the economy is either growing or contracting.  There are a few Economic Indicators or news announcements that you might be interested in following to come to your own conclusions:  The decision by the Federal Reserve...

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